Valuation system
The system fully covers the banking valuation process with the following functionality:
Process support functions
- It manages both valuations required for lending processes, independent or preliminary valuations (these can be linked to lending processes later)
- Management of partners (valuators) (new recording, modification, suspension) - four-eye principle
- Management of SLAs (parameterizable)
- Management of cycle times, reporting
- Support for statistical valuation
Support for documentation functions
- Possibility of attaching documents (parameterized to authorization and process step)
- Support for generating documents (connection to the Bank's document generation service)
Functions of external valuers
- Appraiser data management
- Separate interface designed for external appraisers
- Support for multiple roles as an appraiser (manager, assistant, appraiser)
- Data entry forms required for valuation
- Management of SLA and related deadlines (configurable)
- Management of settlement, commission and fee calculations (configurable)
- Preparation and management of performance certificates
Related process functions
- Support for monitoring functions required for collateral
- Support for related processes (periodic reviews, reassessments, changes, etc.)
- Manage settlements with appraisers
- Storage of appraisers' data, management of assessments
- Data transfer for the KBR system
Technological features
- React FE
- JAVA BE
- Separate external (estimators) and internal (operation) modules
- PostGreSQL data storage
- IF connections with KAFKA, RestAPI or file generation and output
- System operation in OnPrem or cloud (currently AWS) environment
- Cognito, PingFederate authentication support
