Central Retrieval Module
The Central Retrieval Module is a system that allows banks to quickly and efficiently access customer data from central databases. This module is particularly important during the credit assessment process, where accurate knowledge of the customer's financial history and current liabilities is essential.
Main functionality:
- Data Query: The module allows access to customers' financial data, including credit and loan agreements, payment history, and other relevant information.
- Automated Processes: Data queries can be automated, allowing bank employees to perform the necessary checks quickly and efficiently.
- Security: The system uses high-level security protocols to protect customer data from unauthorized access.
- Integration: it can be easily integrated with other banking systems, such as account management and credit management systems, ensuring a seamless flow of data.
Advantages:
- A unified query system available to all areas of the Bank
- Manages the query of data available from external systems required for the business process, simplifies data extraction and display
- Can be connected to any lending process and internal system (API)
- On-premise or cloud-based, highly scalable application
- Monitoring support function
- Reusability of query results
System connections:
- System connections (database, API)
- Excel-based lists
- Takarnet - Processing of changes in the ownership sheet
- Eurotax - Querying model information related to vehicles, vehicle extras, Eurotax quick value
- KHR - Querying retail and corporate customer data from the Central Credit Information System
- Opten - querying company information, contact network, bankruptcy information, related enterprises
- Girinfo
- Querying information related to bank customers' documents (e.g. identity card, address card, driving license, passport)
- To tools querying data from related documents (e.g. vehicle registry data, vehicle documents, vehicle owners)